DSCR Loans in Wyoming
Last updated: May 2026
Wyoming pairs zero state income tax with very low property taxes, no rent control, and one of the fastest eviction processes in the country. While the state has a smaller population and fewer urban markets, targeted investments in energy-corridor towns and tourism-adjacent areas near Yellowstone and Grand Teton can produce attractive DSCR outcomes.
Property Tax
0.56%
State Income Tax
None
Landlord Friendly
Very
Eviction Timeline
15-25 days
Property Taxes in Wyoming
Wyoming has low property tax rates. Laramie County (Cheyenne) averages about 0.61%, Natrona County (Casper) around 0.58%, and Teton County (Jackson) approximately 0.52%, though assessed values in Teton County are among the highest in the state.
Insurance Costs
Typical investment property insurance in Wyoming runs $1,500/yr. Wyoming is generally low-risk for major natural disasters, keeping insurance costs moderate. High winds and occasional hail are the primary weather-related concerns, particularly in the southeastern part of the state.
Landlord-Tenant Laws
Wyoming is very landlord-friendly with minimal regulation. Nonpayment evictions require only a 3-day notice, and the process can be completed in as few as 15 days. There is no rent control, no statewide security deposit cap, and the state imposes few restrictions on lease terms.
Top Investment Markets in Wyoming
Cheyenne
State capital and largest city with Warren AFB; proximity to Fort Collins/Denver creates commuter demand and steady rental absorption.
Casper
Central Wyoming energy hub with a diversifying economy; affordable entry prices and solid rental yields.
Jackson
Extreme housing shortage in Teton County drives workforce-housing rents sky-high; challenging entry point but exceptional income potential.
Laramie
University of Wyoming campus town with reliable student-rental demand and affordable acquisition costs.
DSCR Considerations in Wyoming
No state income tax and low property taxes keep operating costs down, helping Wyoming properties clear DSCR thresholds comfortably. The smaller market size means fewer comparable sales, which can sometimes slow the appraisal process for DSCR loans. Jackson Hole's workforce-housing segment commands extraordinary rents relative to price, but entry costs require substantial capital.
Run the numbers for Wyoming
Use our free DSCR calculator to see if your Wyoming investment property pencils out.
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