Free DSCR loan calculators for real estate investors.

Know your numbers before you invest. Free DSCR calculators, investment guides, and no-credit-pull prequalification to help you understand if your rental property pencils out.

Start exploring

No login. No credit pull. Built for investors.

What are you looking to do?

Buy an Investment Property

Calculate your DSCR, estimate monthly payments, and see if a rental property cash flows.

Refinance a Rental

See if refinancing your investment property could lower your payment or free up cash.

Run DSCR Numbers

No agenda. Just play with the DSCR calculator and learn how it all works.

Your calculator toolkit

Pick any tool. No signup required.

What's my property's DSCR?

See if your rental income covers the mortgage payment.

What would my payment be?

Estimate your monthly payment on an investment property.

How much can I invest?

See what price range works for your investment goals.

Could I save by refinancing?

Compare your current loan to new rate options.

How much equity do I have?

Estimate your investment property equity.

No credit impact

Get prequalified (no credit pull)

See what rates and terms you might qualify for.

How it works

No accounts. No catches. Just clarity.

Pick a tool

Choose a DSCR calculator or investment guide.

Enter your numbers

Plug in your rental income, expenses, and loan details.

See clear results

Get your DSCR ratio with plain-English explanations.

Change anytime

It's your sandbox. Adjust numbers and compare scenarios.

No credit pull ever

Free for investors

No login required

Your data stays private

Things you might have heard

Let's clear some up.

Myth

“You need perfect credit for a DSCR loan”

Many DSCR lenders accept scores starting at 640. Let's look at the real requirements.

False

“DSCR loans require income verification”

That's the whole point — DSCR loans qualify based on the property's income, not yours.

Myth

“You can only have a few DSCR loans”

There's no limit. Unlike conventional loans (capped at 10), you can scale as far as the numbers work.

Quick answers

What is FindMyDSCR?

A free toolkit for real estate investors with DSCR calculators, guides, and no-credit-pull prequalification. We're not a lender.

Will this affect my credit?

Never. We don't pull credit. All estimates use the numbers you provide.

Who is this for?

Real estate investors — whether you're buying your first rental property or scaling a portfolio.

What is a DSCR loan?

A loan for investment properties that qualifies based on rental income, not your personal income. No W-2s or tax returns needed.

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